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BMW x5 lease

bmw x5 lease

Originally released in 1999, the BMW x5 is now in its fourth generation. Not only is the model available with a petrol engine, but it is also sold in two diesel options and one plug-in hybrid, which combines a petrol engine with an electric motor. There are six engine options, from a 3.0-litre six-cylinder 40i petrol to a 450hp 4.4-litre V8 M50i.

The x5 can handle the twists and turns of a country road, whilst the Parking Assistant will help you to manoeuvre the tight spaces in packed city streets. You can enjoy a smooth ride thanks to the adaptive air suspension that handles the potholes and bumpy holes that you are likely to come across.

There are many ways that you can get your hands on a BMW x5, but one of the most affordable options is leasing. You won’t be tied to the vehicle past the end of your contract and the overall payments are far less than they would be to buy the x5 outright. 

In this article, we’ll discuss the design features and performance of the BMW x5 and discuss the model’s leasing options.

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BMW x5 lease

Prices for the BMW x5 start from £61,995 for a brand new car. Although if this price tag is beyond your budget, don’t panic, there are other ways that you can get your hands on the vehicle, such as leasing.

Leasing will give you temporary access to a vehicle, without the ties and financial burden that comes with buying it. You can find great deals on LeaseLoco, which is the biggest leasing comparison site in the UK, or from BMW themselves.

Continue reading to find out the benefits of leasing the BMW x5 and what key features you can expect from the model. 

What is a car lease?

A car lease, also known as personal contract hire, is the rental of a vehicle for a fixed period of time. You are required to pay a deposit, followed by monthly payments for the duration of your contract. However, unlike other financing options, you won’t own the car after your contract is up. Contracts usually last a couple of years, after which time you can choose to extend your contract or select a new car and sign another contract.

Leasing options tend to come with a pre-paid mileage agreement, which means that you will need to pay extra money if you exceed the stated mileage. Penalties fees are often in the region of 7p and 11p for every mile that exceeds the set limit in your contract. This can soon add up, which is why you could consider contacting your leasing company as early as possible and asking them to increase your mileage limit. This is usually a cheaper alternative than waiting until the end of your contract and being given a hefty penalty charge.

You would also need to pay a termination fee if you decide to leave your contract early. Although it’s often better value to choose a long contract, you can opt for a short one year contract if you are unsure that you will be able to see out the contract duration. 

You may be offered an extension to your leasing contract if you are waiting for your new car to arrive or have other issues once your contract has ended. It’s worth contacting the leasing company to ask for an extension to your contract length if you need it.  

What are the benefits of leasing a car?

Many people choose to lease a car because it gives them access to a car that they otherwise wouldn’t have been able to afford to buy. It is a more affordable alternative to buying as you only have to pay the difference between the purchase price and the vehicle’s predicted value at the end of the lease (known as the residual value).

Unlike buyers who purchase a brand new car, you won’t have to worry about the depreciation of your vehicle with car leasing. This risk is instead taken on by the leasing company, which will provide you with a fixed payment calculation so you know exactly where you stand.

One of the most popular benefits of leasing a car is that you can have a brand new model every few years. You won’t have the worry of trying to sell your car on and make a good price. It’s then up to you as to your next steps – you can either sign a new contract or consider another financing option.

Businesses often consider car leasing because they can claim back 100% of the contract’s VAT. Maintenance costs and excess mileage fees can also be reclaimed in the same way if the expenses are considered business expenses. 

What else is included in the leasing?

Insurance and breakdown cover for the vehicle are often included in the leasing price, which means that you don’t need to worry about sourcing your own. You also pay a deposit of around 10-20%, which is a lower amount than other car financing options.

Most leases don’t include maintenance cover or road tax, so you will be expected to pay out for regular services and checks. You will have to pay damage charges at the end of the contract if the car isn’t returned in the same condition that it was first leased in. 

What are the features of the BMW x5?

The BMW x5 line is available as M Sport, xLine and M Models as the following models:


  • xDrive45e xLine
  • xDrive45e M Sport


  • xDrive40i M Sport
  • M50i
  • M Competition
  • xDrive40i xLine


  • xDrive30d M Sport
  • xDrive40d M Sport
  • xDrive30d xLine
  • xDrive40d xLine

All but the BMW x5 M Competition, which has Automatic transmission, have Steptronic Sport transmission. This is a system that uses manual gear shifting along with an automatic transmission. 

These models come with the BMW TwinPower Turbo power unit, which gives excellent engine range and improved fuel consumption. This unit also reduces carbon dioxide emissions thanks to the innovative gas recirculation process. 

The x5 range has a top speed range of between 83 mph for the electric mode on the hybrid models and 150 mph for the petrol models. This series also comes with the BMW xDrive all-wheel drive for ease of handling. These models come with Park Distance Control, a front and rear parking sensor system that give visual and audio warnings to alert you if you are approaching an obstacle.

Where can you find great BMW x5 lease deals?

You can find BMW x5 lease deals on websites such as LeaseLoco, the largest leasing comparison site in the UK. Prices for the x5 start from £669.94 per month for four years, with an upfront fee of £8,237.23. At the other end of the scale, the most expensive deal on LeaseLoco is a monthly rental cost of £3,340.96 per month for two years and a £199.99 broker fee.

Another option is to go directly to the BMW website, where you can find out more about the manufacturer’s warranty and financing options. BMW offers Personal Contract Hire deals that last between one and two years. The initial rental and ongoing payments will be based on the length of your contract and your expected annual mileage.

You can use Car Guide’s Car Switcher to find great leasing deals for the BMW x5, as well as alternative vehicle options that you may want to consider too.

BMW only offers leasing options for brand new cars, which means that you will have a new vehicle for every contract. However, some leasing companies do offer contracts for second-hand cars. Why not use our MOT history checker to find the important information about a car’s history so that you can cross-reference it with the leaser’s information before you sign a contract.

All you need to use the MOT checker is the vehicle’s registration plate to find out its current MOT status and history, along with any issues that may cause the car to fail its future MOT tests. 

BMW x5 lease Summary

The BMW x5 series are available as petrol, diesel and hybrid plug-in options as M Sport, xLine and M Models. You can lease a BMW x5 if you don’t want to commit to buying one. This is a popular option for many drivers as it is more affordable than buying a brand new car outright and you don’t have to worry about the depreciation of the vehicle over the following years. 

Leasing requires monthly rental payments for the duration of your contract, along with an initial deposit. This amount usually includes insurance, but may not include maintenance costs. It is up to you to maintain the vehicle over the course of your contract, otherwise, you may be charged for damage that exceeds standard wear and tear.

Frequently Asked Questions

Although leasing is an affordable alternative to purchasing a vehicle outright, it isn’t the right choice for everyone. Some of the other options available include Hire Purchase, Personal Contract Purchase and Contract Hire which is suitable for businesses. Unlike with leasing, you will have full ownership of the vehicle after a Hire Purchase contract has ended. You also have a purchasing option at the end of a Personal Contract Purchase contract, although you can also decide to part exchange your vehicle for a new one or return your BMW, with no further payments required. Prices for a brand new BMW x5 start from £61,995, although the various configurations and added features will cost more. The x5 M50i Ultimate, for example, costs £85,905 and include special features such as a Harman/Kardon surround sound system and double-spoke alloy wheels. Find out more here.
It’s important that you don’t miss the monthly payments on your vehicle. The vehicle may be repossessed by the dealership or finance provider as a lack of payment is a breach of the contract that you signed. However, some contracts include a grace period that may mean that you can have a slight extension on late payment. This will need to be discussed and approved by the leasing company and should only be considered in extreme circumstances. You will also be issued a penalty if you return the vehicle before the end of the contract. The termination fees will vary, so again, you should consult the leasing company before making any decisions. Find out more here.

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